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Medicare is a federal system of health insurance for senior citizens aged 65 and older designed to pay for certain medical expenses. With this there are large holes in the coverage necessary for some seniors. To help with the cost of these omissions in coverage many seniors choose to add a supplemental insurance policy to add to Medicare called Medigap coverage.

Supplemental Insurance Selection

Once eligible for Medicare you know exactly what your specific Medicare plan includes. Then you will be able to assess the type of care needed for the future. Based on your long-term health care needs you can then consider adding supplemental health insurance to your Medicare plan for more complete coverage.

An important part of any senior citizen's health care plan is their Medicare supplemental insurance. Let our team of advisors help guide you toward a policy that will work for both your health care needs and your budget. American Senior Health Services can help get you the Medigap coverage that pays some of the health care costs that Medicare doesn't cover.

Medicare Part A or Part B does not cover the following items and services according to Medicare.gov:

  • Long-term Care
  • Routine Dental or Eye Care
  • Dentures
  • Cosmetic Surgery
  • Routine Foot Care
  • Prescription Drugs
  • Acupuncture
  • Hearing Aids and Exams for Fitting Them

As you age you may find that your Medicare coverage alone does not provide the coverage needed. All those eligible and enrolled in Medicare Part A and Part B should consider supplemental insurance.

Seniors should consider adding health insurance plans that include Prescription Drug Plans, Final Expense, Cancer Policies in addition to supplemental health insurance plans.

Let American Senior Health Services help determine the supplemental health insurance plan that is right for you. Contact Us today to learn more!